Are the earnings realistic?
Look beyond the headline profit. Understand adjustments, owner involvement and the costs of running the business after purchase.
An independent financial and commercial assessment of the business you’re considering—so you can understand the earnings, test the asking price and identify what needs answering before you proceed.
Discuss your acquisition →Start with a free 15-minute call. Scope and fixed fee agreed before work begins.

Look beyond the headline profit. Understand adjustments, owner involvement and the costs of running the business after purchase.
Test the asking price against the available evidence and the assumptions that drive value.
Explore cash flow, downside scenarios and the unanswered questions that could affect your decision.
The aim is to help you decide what warrants further investigation, what needs to change and whether to keep progressing the opportunity.
For serious buyers considering an established business, typically valued at $1 million or more. You have identified an opportunity and want a clearer understanding before taking the next step.
Available accounts and seller information provide the starting point. You do not need a polished forecast to begin the conversation.
A free 15-minute call to understand the business, your decision and whether there is a fit.
Graham screens the available documents and provides a fixed-fee proposal before analysis begins.
Financial and commercial analysis, a consolidated seller-question list and one agreed round of responses.
A written assessment and consultation, with assumptions and outstanding questions clearly explained.
The standard assessment covers one target business and an agreed document pack. Further involvement can be agreed separately. This is a focused commercial assessment rather than a full due diligence engagement, audit or formal valuation.
Graham combines around 30 years of financial-services experience with his own experience of business ownership, investment and deal structuring.
He leads the assessment personally, using analytical tools and research to support his judgement. The focus is on making the numbers useful to your decision.
A brief description, approximate asking price and where you are in the process is enough to start.