Business Acquisition Assessment

Know what you’re buying
before you commit.

An independent financial and commercial assessment of the business you’re considering—so you can understand the earnings, test the asking price and identify what needs answering before you proceed.

Discuss your acquisition →

Start with a free 15-minute call. Scope and fixed fee agreed before work begins.

Graham Smith
The questions that matter

Does the deal make commercial sense?

Are the earnings realistic?

Look beyond the headline profit. Understand adjustments, owner involvement and the costs of running the business after purchase.

Does the price stack up?

Test the asking price against the available evidence and the assumptions that drive value.

What could change?

Explore cash flow, downside scenarios and the unanswered questions that could affect your decision.

What you receive

The numbers.
The implications.
The next questions.

  • A review of financial performance and normalised earnings.
  • An indicative value range, where the available evidence supports one.
  • A practical view of cash flow under agreed operating and funding assumptions.
  • Key commercial risks and relevant industry considerations.
  • A focused list of questions and information requests for the seller.
  • A written assessment and a consultation to work through the findings.

The aim is to help you decide what warrants further investigation, what needs to change and whether to keep progressing the opportunity.

Who it suits

A specific business.
A real decision ahead.

For serious buyers considering an established business, typically valued at $1 million or more. You have identified an opportunity and want a clearer understanding before taking the next step.

Available accounts and seller information provide the starting point. You do not need a polished forecast to begin the conversation.

How it works

A clear process. An agreed fee.

  1. Discuss the opportunity

    A free 15-minute call to understand the business, your decision and whether there is a fit.

  2. Agree the scope

    Graham screens the available documents and provides a fixed-fee proposal before analysis begins.

  3. Test the numbers

    Financial and commercial analysis, a consolidated seller-question list and one agreed round of responses.

  4. Work through the findings

    A written assessment and consultation, with assumptions and outstanding questions clearly explained.

The standard assessment covers one target business and an agreed document pack. Further involvement can be agreed separately. This is a focused commercial assessment rather than a full due diligence engagement, audit or formal valuation.

Why Graham

Commercial judgement.
Plain-English answers.

Graham combines around 30 years of financial-services experience with his own experience of business ownership, investment and deal structuring.

He leads the assessment personally, using analytical tools and research to support his judgement. The focus is on making the numbers useful to your decision.

Tell Graham about the business.

A brief description, approximate asking price and where you are in the process is enough to start.

Your details are used to respond to your enquiry. Please avoid including sensitive financial information.

Or email directly: graham@grahamjsmithnz.com · +64 21 793 891